Applies in: England & Wales Reviewed: 15 Oct 2026 by LawTheGuide editorial team Law as of: 1 Oct 2026 Written for consumers

A trader provided a service badly. Am I entitled to a price reduction or refund?

Short answer

When a trader provides a service that does not meet the standard of reasonable care and skill, you are entitled to require them to redo it or — if that is not possible or they refuse — to receive a price reduction. For a service that is so poor it cannot be fixed, you may be entitled to a full refund.

These rights apply to services supplied by a trader to a consumer. They cover tradespeople, solicitors, hairdressers, mechanics, architects, and any other professional or skilled service provider. They do not apply where the problem is purely about personal taste rather than a failure to meet an objective standard.

14 Day deadline
5 Steps to follow
6 Items to gather
4 Primary sources

1 The rule

The Consumer Rights Act 2015 replaced the Supply of Goods and Services Act 1982 for consumer service contracts. It implies three mandatory terms into every service contract between a trader and a consumer.

Consumer Rights Act 2015, ss.49–54 Layer 02 · Statutes and codes
"Every contract to supply a service is to be treated as including a term that the trader must perform the service with reasonable care and skill."
Read the official text

The three implied terms are: (1) reasonable care and skill; (2) reasonable price (if no price was agreed in advance); and (3) reasonable time (if no time was agreed). Your first remedy for a breach of any of these is to require the trader to redo the part of the service that failed, or to complete it. You can claim a price reduction — or refund — only if the redo remedy fails or is not possible.

2 What you can do now

  1. Identify exactly what was not done to a reasonable standard

    Be specific — vague dissatisfaction is not enough. Compare what the trader did against what a competent person in that trade would have done. Photograph poor workmanship, get a quote from a second tradesperson to remedy the defect, and note dates of all relevant communications. This is your evidence of breach.

  2. Tell the trader in writing what is wrong

    Write to the trader setting out the specific failings, citing the Consumer Rights Act 2015, s.49 (reasonable care and skill), and asking them to redo the work at no extra charge within a reasonable time. A reasonable time is usually 14 days for straightforward work. Keep a copy of your letter and proof it was sent.

  3. Give them a reasonable opportunity to redo it

    Allow the trader a fair chance to return and fix the problem. You are not obliged to allow repeated failed attempts — one genuine attempt is usually sufficient. If they refuse to return, cannot fix the problem, or their attempt fails, you move to a price reduction or refund.

  4. Claim a price reduction or refund

    If the redo remedy fails or is refused, you can claim a price reduction reflecting how much less the service is worth to you. For a catastrophically poor service — for example, a builder who leaves a property uninhabitable — you may claim a full refund. State the amount you consider reasonable, your basis for it (second tradesperson's quote, your own assessment), and give 14 days to pay.

  5. Escalate if the trader refuses

    If the trader disputes your claim, check whether the sector has an Alternative Dispute Resolution (ADR) scheme — many trades are covered by schemes run by trade associations. If not, you can use the small claims track for claims up to £10,000. Use Money Claim Online on GOV.UK. Court fees for a £3,000 claim are currently £115.

3 When this does not apply

  • The service was provided business-to-business — the Consumer Rights Act 2015 applies only to consumer contracts. Business-to-business service contracts are governed by the Supply of Goods and Services Act 1982.
  • The problem is purely a difference of personal preference (you disliked the colour chosen) rather than a failure to meet an objective standard of skill.
  • More than six years have passed since the service was provided — the limitation period for contract claims under the Limitation Act 1980 will apply.
  • You are claiming for physical injury or property damage caused by the service — this may also give rise to a negligence (tort) claim with different rules.

4 Common questions

The trader says I am not entitled to a refund because they completed the work. Do I have to pay?

Completing the work is not the same as completing it to a reasonable standard. The implied term in <a href="https://www.legislation.gov.uk/ukpga/2015/15/section/49" target="_blank" rel="noopener noreferrer">Consumer Rights Act 2015, s.49</a> requires both completion <em>and</em> reasonable care and skill. If the work was completed but done poorly, you still have a claim. The key is to evidence the shortfall — get a second tradesperson to assess the work in writing, citing specific defects and the cost to remedy them. <a href="https://www.citizensadvice.org.uk/consumer/services/complaining-about-services/" target="_blank" rel="noopener noreferrer">Citizens Advice</a> has a guide to complaining about a service.

Can I withhold payment for services I have not yet paid for?

If the service has already been provided but falls below the required standard, you can withhold the proportion of the price that reflects the shortfall — in effect claiming the price reduction before it is paid. If you withhold more than you are entitled to, the trader can sue for the balance. Be conservative and document your reasoning. If you have already paid in full, you need to claim the price reduction back. Using a credit card for payment gives you additional protection — a claim on the card issuer under <a href="https://www.legislation.gov.uk/ukpga/1974/39/section/75" target="_blank" rel="noopener noreferrer">Consumer Credit Act 1974, s.75</a> is available for payments between £100 and £30,000.

Is there a trade association scheme I can use instead of court?

Many trades have ADR schemes: builders and contractors (through <a href="https://www.trustmark.org.uk/" target="_blank" rel="noopener noreferrer">TrustMark</a> or the <a href="https://www.fmb.org.uk/" target="_blank" rel="noopener noreferrer">Federation of Master Builders</a>); plumbers and heating engineers (<a href="https://www.aphc.co.uk/" target="_blank" rel="noopener noreferrer">APHC</a>); solicitors (<a href="https://www.legalombudsman.org.uk/" target="_blank" rel="noopener noreferrer">Legal Ombudsman</a>); financial services (<a href="https://www.financial-ombudsman.org.uk/" target="_blank" rel="noopener noreferrer">Financial Ombudsman Service</a>). ADR is usually faster and cheaper than court, and is free to the consumer in most cases. Check whether your trader is a registered member of a trade association before issuing a claim.

Sources

Related reading

Next stage · 04 Notice: write a formal complaint before escalating